All of our Annual Percentage Rates (APR) and Annual Percentage Yields (APY) are subject to change. To see if a rate has changed, or for additional information about fees and terms, send us an email, or call us at (425) 385-3888 or 1-800-247-7072.

Rates updated: April 11, 2008


SAVINGS RATES

SAVINGS            APY            Plan 0.752% Share Account

Minimum balance of $5.

CHILDREN AND YOUTH ACCOUNT SAVINGS            APY            Plan 1.004% Eddie & the Apple Savers (birth - 12 yrs.) 1.004% Teen Savers (13 - 17 yrs.)

Minimum balance of $5.

CHECKING ACCOUNTS APY Balance Plan n/a $100 and up Checking n/a $100 and up Teen Checking (13-17 yrs.)

MONEY MARKET ACCOUNTS APY Balance .752% $5.00-$2,499.99 .953% $2,500.00-$49,999.99 1.256% $50,000.00 & over

A fee of $5.00 applies to balances below $2,500.

CERTIFICATES OF DEPOSIT (CDs) APY Term 2.88% 3 mos. 2.88% 6 mos. 2.88% 9 mos. 3.19% 12 mos. 3.19% 15 mos. 3.19% 18 mos. 3.29% 24 mos. 3.55% 36 mos. 3.81% 60 mos.

Minimum balance of $500. Early withdrawal penalties apply. Fees can reduce earnings.

JUMBO CERTIFICATES OF DEPOSIT (CDs) APY Balance Term 3.29% $50,000 minimum thru $99,999 12 mos* 3.40% $100,000 minimum+ 12 mos*

Early withdrawal penalties apply. Fees can reduce earnings.

IRA CERTIFICATES APY Term 3.19%  12 mos. 3.19% 15 mos. 3.19% 18 mos. 3.29% 24 mos. 3.55% 36 mos. 3.81% 60 mos.

Minimum balance of $500. Early withdrawal penalties apply. Fees can reduce earnings.

HOLIDAY CLUB 1.004% $5.00 minimum

Fees can reduce earnings on account. Rates are variable and are subject to change after the account is opened. Rates are anticipated. The actual rates are declared at the end of each month.

INDIVIDUAL RETIREMENT SAVINGS ACCOUNTS APY Balance 1.256% $500+

Minimum balance of $500. Fees can reduce earnings on account. Rate is variable and is subject to change after the account is opened.

INDIVIDUAL RETIREMENT MONEY MARKET ACCOUNTS      APY      Balance 1.509% $2,500+

Minimum balance of $2,500. Fees can reduce earnings on account. Rate is variable and is subject to change after the account is opened.