Vehicle Loans
We provide financing for: New and Used Autos, Boats, RVs, Street Licensed Motorcycles, and Personal Water & Snow Craft.
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Personal Loans
Share Secured Loans

	These loans are ideal for those of you who need access to funds that are invested at the Educational Community Credit Union but are not available for use until a future date.

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Signature Loans

	These loans are available when you need to borrow a fixed amount for a specific purpose. ¹ Your Annual Percentage Rate is based on credit qualifications, according to Credit Union loan policies, and is periodically re-evaluated.

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Lines of Credit (PLC)

	Refrigerator, washer and dryer on the fritz? Open an ongoing line of credit and use the money as needed. Loans or cash advances taken out on a line of credit or a credit card are the ideal way to fix the problem. ¹ Your Annual Percentage Rate is based on credit qualifications, according to Credit Union loan policies, and is periodically re-evaluated.

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Home Equity Fixed and Variable Rate Loans
Access the built-up equity in your home in one lump sum or on an “as needed” basis to achieve goals or enhance the quality of your life. In some cases, the interest may even be tax deductible.
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Credit Cards
Educational Community Credit Union offers a low, fixed rate VISA: Classic and Gold.
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Calculators
Determine your monthly payment based on a fixed interest rate and term for a set amount of principle. You can also create a convenient, monthly amortization schedule that shows the term of the loan.

Glossary of Terms
Review a glossary of commonly used real estate terms.