Effective January 1, 2006 the following changes in EDCOM's Fee Structure were
implemented. These changes were reflected in the Member Account
Agreement and Disclosure. Please retain this information for your
files.
| Checking Account Fees: |
|
| Overdraft Fee | $25.00 |
| Paid NSF Check/ACH/ATM/VISA Check Card/Bill Pay |
$25.00 |
| Returned Check/ACH/ATM/VISA Check Card/ Bill Pay |
$25.00 |
| Return Deposit Item |
$15.00 |
| Stop Payments | $20.00 |
| (Six month duration, includes Bill Pay) |
|
| Blanket Stop Payment |
$24.00 |
| (Unused checks not returned) |
|
| Overdraft Transfer Fee |
$5.00 |
| | |
| Classic Savings Account Fees: |
| Savings Account Excessive Withdrawals | $ 5.00 |
| (Per month after three withdrawals) |
| Money Market Service Fee | $ 5.00 |
| Per month (if minimum balance not maintained) |
| |
| Other Service Fees: (applicable to all accounts) |
|
| Account Reconciliation |
$25.00 |
| Per hour - minimum of one hour |
|
| Account Research |
$20.00 |
| Per hour - minimum of one hour |
|
| Statement Copy |
$2.00 |
| Prior/current month |
|
| Legal Process - (Levies, Garnishments, etc.) |
$20.00 |
| Check Copy | $1.00 |
| Per copy after (2) two checks |
|
| Abandon Account |
$5.00 |
| Monthly Account History |
$5.00 |
| (Last 60 days) |
|
| Early Account Closure |
$10.00 |
| (Within 90 days of opening) |
|
| Money Orders | $ 1.50 |
| FAX (per page) |
$1.00 |
| |
| Wire Transfer Fees: |
|
| Outgoing Wire Transfer |
$15.00 |
| (Domestic) |
|
| Incoming Wire Transfer |
Free |
| Outgoing International |
$35.00 |
| |
| ATM/VISA Check Card Fees: |
|
| Replacement Card |
$5.00 |
| Express Delivery |
$30.00 |
| With overnight shipping |
$55.00 |
| (For new or replacement card) |
|
| | |
| Safe Deposit Boxes: |
|
| Annual Rental Fee 3X5 |
$25.00 |
| Seniors 55 and Older: $5.00 off 3X5 Box |
|
| 3X10 |
$35.00 |
| 5X10 |
$55.00 |
| 10X10 |
$85.00 |
| Duplicate Key (each) |
$15.00 |
| Forcible entry |
$20.00 |
| (Plus drilling costs) |
|
| Missed appointment |
$100.00 |
| | |
| IRA: |
|
| Annual IRA Fee |
$10.00 |
| Closure/external transfer |
$15.00 |
| | |
| If You Need to Contact Us: |
| Local Call: 425.385.3888 |
| Long Distance Call: 800.247.2777 |
|
| Silver Lake Main Office 10520 19th Ave. S.E. |
| Everett, WA 98208 FREE Drive up ATM |
| |
| Marysville Branch 8425 34th Ave. N.E., Suite K |
| Marysville, WA 98271 FREE Drive up ATM |
| |
| Monroe Branch 371 Butler Street |
| Monroe, WA 98272 FREE Walk up ATM |
| |
| Educational Community Credit Union |
| Membership Now Available To All Washington State Residents |
| |
| EDCOMNoticeFeeChange11.22.05 |
